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Return To Checks FAQ Archive   Search the Archives What is the difference between a credit card and debit card? Answered By Chuck Ivens, Editor A credit card is assigned to a specific cardholder, which bears an account number, and is used in purchasing goods or services on credit. The issuer-bank sets a credit limit, and bills the cardholder for the repayment of credit that was extended. A debit card works just like an electronic check and looks similar to a credit card. The payment for purchased goods or services is directly deducted from the cardholder's savings or checking account. keywords: Checks | Check | Checking | Checkbook | Cheques | Banking | Credit Card | Debit Card

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