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		<title>Opening a bank account doesn't have to be difficult</title>
		<description>By Jakob Jelling If youre a young person who has just begun to earn some money, it is very important that you know how to open a bank account. Once you do, youll have taken the first step in a long-term process of financial independence and growth.A bank account is not only essential to cultivating </description>
		<pubDate>Thu, 01 May 2008 18:51:59 -0600</pubDate>
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		<title>Credit Cards vs. Debit Cards - Which Is Better?</title>
		<description>In this second of a series on credit cards were going to cover the advantages and disadvantages of credit cards versus debit cards. To understand these differences we first have to explain how a credit card and debit card work, at least generally speaking. 
In general, the way a credit card works i</description>
		<pubDate>Thu, 01 May 2008 18:51:59 -0600</pubDate>
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		<title>How Check 21 affects you</title>
		<description>How Check 21 affects youThe Check 21 Law is the new federal law for financial institutions and has taken effect last October 28, 2004.Before the Check 21 law was enacted, your paper check had to be physically transported from where the check was paid out before it could be deposited to the financial</description>
		<pubDate>Thu, 01 May 2008 18:51:59 -0600</pubDate>
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